Đăng ngày:
HSBC LiveFree Credit Card | No Annual Fee – HSBC VN From 27 November 2024, the new versions of our app will no longer work on older versions of operating systems on Android and Apple devices. To continue to enjoy the latest features on your HSBC Vietnam app, please update your device's operating system to aOS 9 or iOS 15.0 or above. Skip page header and navigation Latest offers with HSBC Premier Premier support for overseas education Articles about studying abroad HSBC Premier World Mastercard® Credit Card Spend Instalment on HSBC Vietnam App Investment Linked Insurance Product - Pru-Flexinvest Financial Planning Foreign Exchange Special offers for study abroad Global View and Global Transfers HSBC International Student Program Financial wellbeing management Get sign-up gifts worth up to VND3.5m with your new HSBC TravelOne Credit Card Apply for an HSBC Cash Back Credit Card and get up to VND 2 m cashback! Live it up with an HSBC Live+ Credit Card – enjoy up to VND2.8m worth of sign-up gifts Pay no annual fee when you spend with your HSBC LiveFree Credit Card Latest offers with HSBC Premier Premier support for overseas education Articles about studying abroad HSBC Premier World Mastercard® Credit Card Spend Instalment on HSBC Vietnam App Investment Linked Insurance Product - Pru-Flexinvest Financial Planning Foreign Exchange Special offers for study abroad Global View and Global Transfers HSBC International Student Program Financial wellbeing management Get sign-up gifts worth up to VND3.5m with your new HSBC TravelOne Credit Card Apply for an HSBC Cash Back Credit Card and get up to VND 2 m cashback! Live it up with an HSBC Live+ Credit Card – enjoy up to VND2.8m worth of sign-up gifts Pay no annual fee when you spend with your HSBC LiveFree Credit Card Be in the moment, live freely without fees with an HSBC LiveFree Credit Card. Apply For A Credit Card Online Buy now, pay later with a 0% interest instalment plan and no annual fee Break free from a boring life, crave new experiences and pursue your passion with HSBC LiveFree Credit Card now. Apply now for HSBC LiveFree Credit Card Enjoy a card with daily offers and zero fees When you meet our easy spending conditions[@cards-livefree-tc-details], you'll pay no issuance or annual fees. Shop with ease with our 0% interest instalment plan at hundreds of HSBC's partners or with a low conversion fee at any other merchants. Power up with tempting daily discounts of up to 50%. HSBC LiveFree Credit Card perks and privileges Live your life to the full with no worries about fees. For features and benefits of theHSBC LiveFree Credit Cardopened before 1 April 2022, visit Frequently asked questions for HSBC LiveFree Credit Card. Free issuance fee and annual fee when you meet simple spending conditions[@cards-livefree-tc-details] Enjoy an interest-free period of up to 55 days Enjoy the flexibility of an instalment plan for any spending Easily stay on top of your finances by converting your big spends into manageable instalment plans. Buy your favourite items from HSBC partners and convert them into 0% interest instalment plans with no fee and tenors up to 24 months Convert any purchases with other merchants valued from VND2 million into a 0% instalment plan with a low conversion fee - learn more More attractive offers every day Get smart with your spending and enjoy our latest daily offers Enjoy a wide range of amazing shopping deals and discounts from Visa – learn more on the Visa website Shop to your heart's content with deals of up to 50% at hundreds of our partners with our homeAway offers and daily offers Share the perks of LiveFree with friends and family through our member-get-member offers Explore our daily offers This link will open in a new window To apply for an HSBC LiveFree Credit Card, you'll need to: Have a minimum monthly income of VND8 million transferred from a company account if you're a salaried Vietnamese citizen, or VND40 million if you're a self-employed Vietnamese citizen, a salaried foreigner, or a Vietnamese citizen and business owner Be working and residing in the following cities or provinces: Hanoi, Ho Chi Minh City, Dong Nai, Binh Duong, Long An, Da Nang, Hue, Hoi An, Ba Ria - Vung Tau, Tay Ninh, Bac Ninh, Vinh Phuc, Hung Yen, Hai Duong, Hai Phong Have permission to reside in Vietnam for at least 12 consecutive months from the time of application if you're a foreigner staying in Vietnam You'll need to submit the following information to apply for this credit card: A completed credit card application form Identification documents for the primary cardholder and any supplementary cardholders Employment and income documents for the primary cardholder You can learn more about what you need to submit from our list of required documents . Important information and documents HSBC LiveFree Credit Card terms and conditions HSBC LiveFree Credit Card terms and conditions Download link Credit card cardholder agreement Credit card cardholder agreement Download link How to protect your credit card How to protect your credit card Download link How we calculate your finance charge Tips on using your credit card The following table shows a summary of some of the fees and charges for this credit card. For the full and most up-to-date details, please refer to our personal banking tariffs guide . VND350,000 No annual fee when you meet the spending conditions See fullterms and conditions . Applicable for cards booked from 10 July 2023. For other cases, the annual fee is applied as mentioned in our Personal Banking Tariff. Annual fee - Supplementary Card Includes the following amounts: 5% of the outstanding balance* , and Any instalment repayment amount**, and The greater of the overdue amount or over limit amount *The outstanding balance is the statement balance amount less any instalment repayment amounts. **Applicable to instalment transactions made from 28 November 2015. 36% per year The finance charge may be changed from time to time in accordance with the local regulatory requirements. Administration fee applied for foreign currency transactions 3.75% of each transaction amount The following table shows a summary of some of the fees and charges for this credit card. For the full and most up-to-date details, please refer to our personal banking tariffs guide . VND350,000 No annual fee when you meet the spending conditions See fullterms and conditions . Applicable for cards booked from 10 July 2023. For other cases, the annual fee is applied as mentioned in our Personal Banking Tariff. Annual fee - Supplementary Card Includes the following amounts: 5% of the outstanding balance* , and Any instalment repayment amount**, and The greater of the overdue amount or over limit amount *The outstanding balance is the statement balance amount less any instalment repayment amounts. **Applicable to instalment transactions made from 28 November 2015. 36% per year The finance charge may be changed from time to time in accordance with the local regulatory requirements. Administration fee applied for foreign currency transactions 3.75% of each transaction amount HSBC LiveFree Credit Cardlimits Credit card's physical card validity 5 years since issuance date, subject to terms and conditions mentioned in Credit Card Cardholder Agreement . From VND9 million to VND60 million Up to 100% of the credit limit Up to 30% of the credit limit, capped at VND100 million per month; and limit of each transaction and each day is as following, depending on whichever lower: Domestic: VND16 million per transaction Overseas: VND16 million per transaction or VND30 million per day Domestic cash withdrawal limit Overseas cash withdrawal limit Up to 30% of the credit limit or VND30 million per day Primary cardholder can open a maximum of 2 supplementary cards for direct relatives HSBC LiveFree Credit Cardlimits Credit card's physical card validity 5 years since issuance date, subject to terms and conditions mentioned in Credit Card Cardholder Agreement . From VND9 million to VND60 million Up to 100% of the credit limit Up to 30% of the credit limit, capped at VND100 million per month; and limit of each transaction and each day is as following, depending on whichever lower: Domestic: VND16 million per transaction Overseas: VND16 million per transaction or VND30 million per day Domestic cash withdrawal limit Overseas cash withdrawal limit Up to 30% of the credit limit or VND30 million per day Primary cardholder can open a maximum of 2 supplementary cards for direct relatives Your overseas cash withdrawal limit is subject to State Bank of Vietnam regulations You can apply for a supplementary card for your spouse or family member. But your credit limit won't increase. Instead, the total credit limit will be shared across both the supplementary cards and the primary card Apply online in just a few steps. It'll only take minutes, and you'll soon be on your way to enjoying a card of daily privileges and no fees. Apply online for HSBC LiveFree Credit Card This link will open in a new window Before you apply, please make sure you read all the information in the 'Things you should know' section. Your mobile device must have a camera for the identity verification process. Please be ready with a supported mobile device for a better experience. If you experience a disconnection due to poor image quality, please switch to another supported mobile device and re-process the application. What is my credit limit if I have been approved for a credit card? HSBC reviews and assigns a suitable credit limit to customers based on several factors, provided at the time of their applications information). Generally, the credit limit at HSBC varies from the minimum of VND9 million and maximum of VND1 billion, depending on the time of customer’s application and card type. May I increase the credit limit on my credit card to cater for my spending needs, or do you adjust my limit from time to time? We will review your credit limit from time to time and will adjust your credit limit if you are eligible. However, if you want to increase your credit limit, you may also complete a request form for a credit limit increase and return it to us with the income proof for the past 3 months for further processing. We will then assess it for eligibility. You might also be interested in How to activate your HSBC credit card It's quick and easy to activate your card using the HSBC Vietnam app. Dine, shop and have fun with extra cashback. Earn cashback on supermarket, education and healthcare spending. Spend Instalment on HSBC Vietnam app Convert your credit card purchases into flexible monthly instalments. Write, call or send us a message Visit us at your nearest branch Find answers to your queries or contact us for further help Careers, media, investor and corporate information HSBC Group | © Copyright HSBC Bank Group 2002-2025 All rights reserved This website is designed for use in Vietnam. Cross-border disclosure